Small Dog Electronics - New and Refurbished Apple / Mac Computers

Need help? Call 800-511-MACS (6227)

Affordable Financing Options

Whether you would like a new Mac for your home or you need to outfit your company with new equipment, Small Dog Electronics has a variety of financing options to suit your needs. If you would like to consider financing your next purchase, we may have a solution for you. Read on to find out whether leasing is right for your business, and please feel free to contact sales@smalldog.com or call 800-511-MACS (6227) with any questions or for more information.

Bill Me Later®

Bill Me Later® is a perfect solution for any consumer—it’s the easy way to purchase what you need—big or small.

View the Bill Me Later® FAQ and exclusive offer information.

Find out more about Bill Me Later® on www.bill-me-later.com.

Business Leasing

With any leasing plan, there is a minimum purchase of $1000.00, and they are only available to Small, Medium and Large Businesses. We’re able to offer flexible programs, including Fair Market Value, 10% purchase option and $1.00 purchase options.

Call us at 800-511-6227 ext. 620 for more information about leasing options.

North Star Leasing

North Star Leasing is a local Vermont company that allows for greater flexibility with lease options. Founded in 1979, North Star is a trusted, reliable business partner who is able to provide fast turnaround on leasing applications.

To apply for a North Star lease online, click here.

Download North Star’s Lease Application.

Leasing Plans

Fair Market Value (FMV)

Lowest monthly payments
At the end of the term you can purchase the equipment at the current fair market value
Extend the lease and/or upgrade all your equipment and software
Return the equipment with no further obligation

10% Purchase Option

Lower monthly payments
At the end of the term you pay a fixed rate (10% of purchase price) to own the equipment without further obligation. You can also return the equipment without further obligation

1.00 Purchase Option

$1.00 Purchase Option

Similar to a loan and may provide depreciation tax
At the end of the term you pay $1.00 and own the equipment

Questions? Learn More.

Why Lease?

The Latest and Greatest Technology—Today and Tomorrow

Leasing ensures you always have the most current technology, a key competitive advantage
Computer equipment can be returned at lease-end, regardless of book value or disposal expense

Maximize the Current IT Budget

Leasing requires no down payment and offers low monthly payments
Improves cash flow and simplifies financial planning
Lease payments are often lower than monthly purchase payments

100% Financing

Leasing provides “total solution financing” for entire acquisition
Bundle costs for software, services and support for all equipment brands

Conserve Capital/Preserve Credit Lines

Leasing won’t disrupt existing credit lines with banks, lenders
Effectively gives you an additional line of credit

Easy Equipment Upgrades

Competitive rates available for all lease terms, including smaller add-on transactions

Flexible Payment Structures

Lease payments can be matched to budget levels, or customized as needed to match revenue streams

Tax Advantages

Unlike bank loans, lease payments are generally fully tax-deductible
It is recommended that you consult accountant or tax advisor to discuss this important tax advantage

Common Leasing FAQs

Can soft costs be included in the lease?

Yes. Soft costs such as software, training, installation and service contracts can be included in the lease.

Would I be better off going to a local bank?

Not necessarily. Issues include:

A bank may not partner to create a technology refresh and disposal plan
The bank may not easily finance software, training, installation and service contracts
A bank usually requires a large down payment
At a bank, you may use up a portion of your credit line, limiting future access to cash